For most people, buying a home is an exciting and emotional milestone. This can be especially true for veterans, who have likely spent years traveling between bases, and are looking for a place to finally call their own. While the home buying process can be overwhelming, there are many resources available to make it simpler and more affordable for those who have served in the military. If you’re a veteran or active military personnel and you’re starting the quest for your new home, be sure to first consider these seven important home buying tips. 1. Understand the VA home loanMost veterans are eligible for a VA home loan, which is provided by private lenders but backed by the U.S. Department of Veterans Affairs. A mortgage that requires $0 down, VA loans are a competitive and affordable way for veterans laying down roots to save. VA loans are perfect for veteran first-time homebuyers who do not have enough money for a down payment. Credit requirements are looser than traditional mortgages as well – a bonus for those who don’t have a long credit history. Further, VA loans don’t require private mortgage insurance (PMI) – a typical form of insurance for those who can’t put down 20 percent. Funding fees are required with VA loans, which are not generally included in standard mortgages. However, the fees serve a good purpose as they go directly to the Department of Veterans Affairs to pay the costs of the program. In 2020, the funding fee is 2.3 percent of the total loan amount for the first use and 3.6 percent for additional uses. You can pay for this fee upfront or roll it into the loan. Before moving forward, be sure to review the VA loan requirements and ensure you’re eligible. Understanding the basics of a VA home loan and how to properly use your military benefits are just small pieces of the mortgage process. To better understand how to maximize the use of your benefits, speak with a qualified mortgage lender to discuss what works best for you. 2. Explore all of your lending optionsVA loans are great for those who are looking for a loan with no down payment and limited closing costs. However, there may be instances where other loan options are a better fit. Additional lending options include:
3. Focus on creditVA loans have looser credit requirements than traditional mortgages, but this doesn’t mean veterans can ignore one of the most important home buying tips. Homebuyers need a credit history of some sort with more positive than negative indicators. Check your credit score regularly to ensure your current actions are building and not hurting your credit. You can get one free copy of your credit report every 12 months at AnnualCreditReport.com. 4. Look into other financial resourcesThere are a number of other home buying grants and programs offering financial resources to veterans, including:
5. Maintain your employmentStability, employment, and income show the lender how much house you can afford and are important indicators for qualifying for any mortgage, including a VA loan. So, if possible, keep your employment consistent throughout the home buying process. Quitting your stable job, even if you have another one lined up, raises red flags for lenders of all kinds. This implies that your income may not be on par with the terms upon which your loan offer was made. Even if you signed the paperwork, your loan isn’t guaranteed until the closing process is complete. So if you change jobs during any part of the process, your loan eligibility could be withdrawn. This also goes for big purchases. You should, of course, still make necessary purchases, but anything extraneous and large that can wait, should. 6. Don’t forget about closing costsLimited closing costs is one of the great benefits of a VA loan. While the loan has closing costs, the government doesn’t allow veterans to pay many of them. These non-allowable costs can include escrow or settlement fees, processing, underwriting, and document fees. The lender may charge a one percent origination fee in lieu of these closing costs, meaning one percent of the loan amount is due instead. So what fees will need to be paid? Veterans will pay for a credit report, appraisal, title insurance, recording fees, and a survey. Over the life of the loan, there may be other recurring charges that veterans will be responsible for, such as hazard insurance. Keep in mind that the types of fees and their amounts vary greatly by state. Your lender should provide you with a loan estimate, which outlines the exact fees you’ll need to pay at closing. You can also negotiate these costs, as the seller could pay for some of them. 7. Use the right real estate agentIf you plan to take advantage of veteran home buying programs, choose a realtor who is experienced with veterans. The differences between VA loans and other mortgage options can be vast, so working with a professional who fully understands the buying process is one of the top home buying tips for veterans. Consider searching through online directories to find veteran-friendly agents or speaking with other veterans who have made successful purchases in your housing market. If you feel that your agent can’t properly guide you through the process, don’t be afraid to make a switch at any time. Buying a house as a veteran can be a major decision, especially for those newly out of the service. However, the right information and preparation can make the process significantly easier. From reviewing all of your lending options to understanding closing costs, these seven veteran home buying tips can help make the process of homeownership as exciting and seamless as possible. The post 7 Home Buying Tips Every Veteran Needs to Know appeared first on Redfin | Real Estate Tips for Home Buying, Selling & More. from https://www.redfin.com/blog/veteran-home-buying-tips/
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![]() Many people are eager to buy a home right now while affordability continues to be a highlight of the current housing market. However, a recent survey by Sparks Research shows that 20% of first-time homebuyers cite a lack of financial education as a barrier to homeownership. This is definitely understandable. If you don’t feel comfortable with the financial process of buying a home, it’s hard to make a confident decision. In fact, four in five homebuyers say they need help to understand what they can even afford in the first place. This is why finding the right professionals to help you through the process is so important. On top of that, the same survey reports over two-thirds of prospective homebuyers believe they’ll need assistance to save enough for a down payment. What they may not realize is that there are a lot of down payment assistance programs at the state and regional levels, and many of them have funds available for potential buyers. Down Payment Resources recently released its Q3 2020 Homeownership Program Index, which explains:
Down Payment Assistance Programs Are Not Only for First-Time HomebuyersKeep in mind, these programs aren’t just for first-time homebuyers, so it’s worth exploring your options no matter where you are in your homeownership journey. For example, if you’re working from home now, you may be thinking of relocating to a more affordable area where you can stretch your dollar further and have more space, inside and out. Lawrence Yun, Chief Economist for the National Association of Realtors (NAR), explains:
If affordability is on your mind and you’re expecting to be working from home long-term, the right home may be in an area you haven’t considered yet. In addition, the assistance program you need might be within reach too. If you’re interested in learning more about down payment assistance programs, additional information is available through Down Payment Resource. Your real estate advisor can help you decide which option is best for you personally. Bottom LineThanks to a range of down payment assistance programs, affordable options are out there for today’s hopeful homebuyers. It’s important to get the financial education you need to understand the homebuying process and accomplish your real estate goals. Contact a local real estate professional today to get you started on the path to your dream home. The post How Down Payment Assistance Opens the Door to Homeownership appeared first on Keeping Current Matters. from https://www.keepingcurrentmatters.com/2020/10/27/how-down-payment-assistance-opens-the-door-to-homeownership/ The truth is you don’t have to leave your home for your allergy symptoms to flare up. In fact, Americans spend about 90 percent of their time indoors, where the concentration of pollutants can actually be two to five times higher than outdoors. And even though freezing temperatures bring an end to some allergies, fall and winter allergens can still flourish in your home. So, whether you live in Miami, FL, or a city like Portland, OR where the cold, wintry months are keeping you indoors, you can still fall victim to year-round indoor allergies. While it’s impossible to get rid of allergens entirely, you can take some simple steps to allergy-proof your home and reduce your exposure. Where are allergens found in the home?Indoor allergens tend to be concentrated in the areas where we spend the most time. So, the bedroom and living room are likely the top allergen hotspots in many homes. Dust mites, pollen, and pet dander can accumulate in soft surfaces – mattresses, pillows, carpet, and window treatments – and can lead to uncontrollable dust in your house. Basements are also known to harbor mold, irritants, and dust, particularly in climates that are prone to dampness and flooding. And, the bathroom, an area of high-humidity from showers and baths and poor ventilation, is an ideal breeding ground for mold. What could be triggering your indoor allergies?
How to get rid of allergens in your homeIndoor allergens trigger the same reactions you’d expect from outdoor irritants, with one major exception — allergens in your home cause year-round allergy symptoms that are normally associated with hay fever or seasonal, allergy-induced asthma. Here are 10 things you can do to allergy-proof your home: 1. Keep your carpet and rugs cleanStudies have shown up to 85 percent of dust, dander, and pollen comes in on the bottom of shoes. And while carpets can help keep your floors warm and comfortable, they tend to exacerbate indoor allergies. They can trap irritants like pet dander, dust, and pollen, only to re-release them again every time someone walks on the carpet. Worse yet, it’s virtually impossible to vacuum up particles that become trapped in the carpet. If you have carpet, be sure to vacuum at least once a week with a HEPA-certified vacuum. Consider having your carpet professionally cleaned at least once a year. Try placing a small, washable mat near your door to help trap dust, pollen, and other irritants before they are tracked into your living space. 2. Hire pest controlThere are several DIY ways to get rid of cockroaches, however, the effectiveness of these home remedies is debatable, and some may even trigger or worsen allergies. The best way to deal with a cockroach infestation is through a professional pest control company. They’ll inspect your home to look for current or potential problems, get pests out of your home, and help to keep them out. 3. Consult with a home inspectorSome mold, like mildew, lives on damp surfaces and is relatively easy to clean with a 1-to-8 bleach/water solution. Other types are more insidious and can live in drywall, carpet, insulation, or other hard-to-reach places. This type of fungus takes elbow grease to remove and depending on the severity of your indoor allergy, it may not be a good idea for you to be in close proximity. An experienced home inspector can check your house for signs of mold and other allergens and make a recommendation on how to proceed. 4. Invest in zip-on dust mite coversSince you can’t wash your mattress, the next best thing is to regularly vacuum it and let it air out in a dry environment. You can also encase it in a specially-designed, dust mite-proof mattress cover. These washable covers are also available for your pillows to prevent build-up and make it easy to allergy-proof your bedroom. 5. Install washable window coversReplace heavy, thick curtains with ones that you can remove and clean regularly. Install wipeable roller blinds in place of those hard-to-clean mini blinds. 6. Vacuum and dust regularlyUse a strong, high-quality vacuum to clean any remaining carpets and soft surfaces like sofas and chairs. Remember to clean the dust off from behind electronics like your television, speakers, and fridge. Consider hiring a professional cleaning company to guarantee a thorough job and to prevent your allergies from acting up as you clean. 7. Use unscented cleaning productsStrong scents are a common irritant, so be sure to choose only unscented cleaning products. Avoid using artificial air fresheners that may trigger indoor allergies and breathing problems among people who suffer from asthma. Natural fabric sprays can also help remove allergens from the couch and furniture. 8. Keep your furnace filter cleanPurchase a high-quality air filter for your HVAC system. Remember to change the filters regularly, about every two months, in order to cut down on the allergens that are re-circulated throughout your heating and cooling vents. 9. Check the air quality outsideAir pollution levels change dramatically on an hourly basis and can also be different from one street to the next. Try using a free air quality app to stay up to date with the air quality around your house. This will help you take preventative measures like closing windows and switching on an air purifier when the air quality gets particularly bad outside. 10. Use a dehumidifier to reduce indoor allergiesA dehumidifier is a small machine that removes excess moisture from the air, making it difficult for mold and mildew to grow. It can also keep dust mites at bay since these creatures thrive in damp environments. Be sure to talk to your doctor if you’ve experienced sinus issues, as the dry air can actually exacerbate some sinus problems. While it’s impossible to get rid of allergens entirely, you can control their impact at home. Once you identify your triggers and learned where the allergen hotspots are in your home, you can act accordingly to stop the spread of dust, dander, pollen, mites, and other unwelcome guests. By taking these steps, you will ultimately create a home environment that is healthier and more comfortable for you and your family. The post Prevent Indoor Allergies: How to Allergy-Proof Your Home appeared first on Redfin | Real Estate Tips for Home Buying, Selling & More. from https://www.redfin.com/blog/allergy-proof-home/ ![]() Equity continues to rise, helping American homeowners secure a much more stable financial future. According to the most recent data from CoreLogic, the average homeowner gained $9,800 in equity over the past year. In addition, experts project 2020 home prices to continue rising. With prices going up, equity gains will also keep accelerating. Black Knight just reported:
Jeff Tucker, Senior Economist at Zillow, just qualified recent price increases as “jaw-dropping” and “within a hair’s breadth of double-digit year-over-year appreciation.” Knowing equity will help enable many homeowners to better survive the economic distress caused by the ongoing pandemic, it’s important to break down two key homeowner benefits of increasing equity. 1. Equity Increases a Homeowner’s Options to Buy a New HomeAside from the financial damage of the last seven months, there has also been a tremendous emotional toll on many people. Shelter-in-place mandates, quarantine requirements, and virtual schooling have all made us re-evaluate the must-have requirements a home should deliver. Having equity in your current house gives you a better opportunity to move-up or build your perfect home from scratch. Mark Fleming, Chief Economist at First American, recently explained:
If you need to make a move, the equity in your current home can help make that possible – right now. 2. Equity Enables Homeowners to Help Future GenerationsAn increase in home equity grows overall wealth, which can transfer to future generations. The Federal Reserve, in an addendum to their recent Survey of Consumer Finances, explains:
The Federal Reserve also explains another way wealth (including the additional net worth generated by an increase in home equity) can benefit future generations:
Bottom LineEquity can help a homeowner grow their confidence in a more stable financial future. It provides near-term move-up options and creates a positive impact for future generations. In many cases, the largest single investment a person has is their home. As that investment appreciates in value, financial options increase too. The post Two Important Impacts of Home Equity appeared first on Keeping Current Matters. from https://www.keepingcurrentmatters.com/2020/10/26/two-important-impacts-of-home-equity/ ![]() Some Highlights
The post Selling Your House Is the Right Move, Right Now [INFOGRAPHIC] appeared first on Keeping Current Matters. from https://www.keepingcurrentmatters.com/2020/10/23/selling-your-house-is-the-right-move-right-now-infographic/ ![]() As we enter the final months of 2020 and continue to work through the challenges this year has brought, some of us wonder what impact continued economic uncertainty could have on home prices. Looking at the big picture, the rules of supply and demand will give us the clearest idea of what is to come. Due to the undersupply of homes on the market today, there’s upward pressure on prices. Consider simple economics: when there is high demand for an item and a low supply of it, consumers are willing to pay more for that item. That’s what’s happening in today’s real estate market. The housing supply shortage is also resulting in bidding wars, which will also drive price points higher in the home sale process. There’s no evidence that buyer demand will wane. As a result, experts project price appreciation will continue over the next twelve months. Here’s a graph of the major forecasts released in the last 60 days: I hear many foreclosures might be coming to the market soon. Won’t that drive prices down?Some are concerned that homeowners who entered a mortgage forbearance plan might face foreclosure once their plan ends. However, when you analyze the data on those in forbearance, it’s clear the actual level of risk is quite low. Ivy Zelman, CEO of Zelman & Associates and a highly-regarded expert in housing and housing-related industries, was very firm in a podcast last week:
With demand high, supply low, and little risk of a foreclosure crisis, home prices will continue to appreciate. Bottom LineOriginally, many thought home prices would depreciate in 2020 due to the economic slowdown from the coronavirus. Instead, prices appreciated substantially. Over the next year, we will likely see home values rise even higher given the continued lack of inventory of homes for sale. The post Home Values Projected to Keep Rising appeared first on Keeping Current Matters. from https://www.keepingcurrentmatters.com/2020/10/22/home-values-projected-to-keep-rising/ ![]() Many housing experts originally voiced concern that the mortgage forbearance program (which allows families impacted financially by COVID to delay mortgage payments to a later date) could lead to an increase in foreclosures when forbearances end. Some originally forecasted that up to 30% of homeowners would choose to enter forbearance. Less than 10% actually did, and that percentage has been dropping steadily. Black Knight recently reported that the national forbearance rate has decreased to 5.6%, with active forbearances falling below 3 million for the first time since mid-April. Many of those still in forbearance are actually making timely payments. Christopher Maloney of Bloomberg Wealth recently explained:
However, since over two million homeowners are still in forbearance, some experts are concerned that this might lead to another wave of foreclosures like we saw a little over a decade ago during the Great Recession. Here is why this time is different. There Will Be Very Few Strategic DefaultsDuring the housing crash twelve years ago, many homeowners owned a house that was worth less than the mortgage they had on that home (called negative equity or being underwater). Many decided they would just stop making their payments and walk away from the house, which then resulted in the bank foreclosing on the property. These foreclosures were known as strategic defaults. Today, the vast majority of homeowners have significant equity in their homes. This dramatically decreases the possibility of strategic defaults. Aspen Grove Solutions, a business consulting firm, recently addressed the issue in a study titled Creating Positive Forbearance Outcomes:
There Are Other Options That Were Not Available the Last TimeA decade ago, there wasn’t a forbearance option, and most banks did not put in other programs, like modifications and short sales, until very late in the crisis. Today, homeowners have several options because banks understand the three fundamental differences in today’s real estate market as compared to 2008: 1. Most homeowners have substantial equity in their homes. 2. The real estate market has a shortage of listings for sale. In 2008, homes for sale flooded the market. 3. Prices are appreciating. In 2008, prices were depreciating dramatically. These differences allow banks to feel comfortable giving options to homeowners when exiting forbearance. Aspen Grove broke down some of these options in the study mentioned above:
Each one of these programs enables the homeowner to remain in the home. What about Those Who Don’t Qualify for These Programs?Homeowners who can’t catch up on past payments and don’t qualify for the programs mentioned have two options: sell the house or let it go to foreclosure. Some experts think most will be forced to take the foreclosure route. However, an examination of the data shows that probably won’t be the case. A decade ago, homeowners had very little equity in their homes. Therefore, selling was not an option unless they were willing to tap into limited savings to cover the cost of selling, like real estate commission, closing costs, and attorney fees. Without any other option, many just decided to stay in the house until they were served a foreclosure notice. As mentioned above, today is different. Most homeowners now have a large amount of equity in their homes. They will most likely decide to sell their home and take that equity rather than wait for the bank to foreclose. In a separate report, Black Knight highlighted this issue:
In other words, of the millions currently in a forbearance plan, there are few that likely will become a foreclosure. Bottom LineSome analysts are talking about future foreclosures reaching 500,000 to over 1 million. With the options today’s homeowners have, that doesn’t seem likely. The post Why Today’s Options Will Save Homeowners from Foreclosure appeared first on Keeping Current Matters. from https://www.keepingcurrentmatters.com/2020/10/21/why-todays-options-will-save-homeowners-from-foreclosure/ ![]() The September Jobs Report issued by the Bureau of Labor Statistics reported that the unemployment rate dropped to 7.9%. Though that percentage is well below what experts projected earlier this year, it still means millions of people are without work. There’s no way to minimize the tremendous impact this pandemic-induced recession continues to have on many Americans. However, the latest Home Purchase Sentiment Index from Fannie Mae shows how more and more Americans believe the worst is behind us, and their personal employment situation is good. The index revealed:
Americans Are Game-Changers TooAmericans are naturally optimistic and have always responded to challenges with both resiliency and resourcefulness. Today is no different. As an example, the Wall Street Journal (WSJ) just reported:
Why would someone start a business in the middle of an economic crisis? The WSJ explains:
The WSJ also notes that these new businesses will have a positive impact on the overall employment situation, as new businesses “are a critical engine of job creation. Startups have historically accounted for around one-fifth of job creation.” Bottom LineFor the millions of Americans still unemployed, we hope for a quick return to the workforce. We should, however, realize that over 90% of people are still employed, and some are venturing into new business start-ups. Perhaps the next big game-changing company is right around the corner. The post Americans Are Gaining Confidence in the Economy appeared first on Keeping Current Matters. from https://www.keepingcurrentmatters.com/2020/10/20/americans-are-gaining-confidence-in-the-economy/ Crawl spaces are often out of sight and, consequently, out of mind, making them easy to neglect. But without proper maintenance your crawl space is susceptible to moisture, heat loss, pests, and a host of other complications. These common problems can damage your home’s foundation, cause sky-high energy bills, and introduce toxins into the air you breathe. With as much as 40 percent of the air in your home originating from your crawl space, keeping up on your crawl space maintenance plays a big role in the air you breathe and the long-term health of your home. ![]() What is a Crawl Space?A crawl space is a small area, ranging from one to three feet in height, that resides between the bottom floor of your home and the ground. A crawl space provides extra room for your home’s electrical wiring, plumbing components, and HVAC equipment. The height of the crawl space is limited, and getting into the area must be done by crawling, either on your stomach or your hands and knees. If you’re a prospective buyer or own a home in close proximity to water or near a marsh, exploring the crawl space is a necessary part of a home inspection. So, if you’re considering moving to somewhere like Miami, FL, don’t overlook the crawl space when making an offer on a home. What’s the Difference Between Crawl Space vs. Basement?Crawl spaces are typically used in damp climates, where the ground is regularly too wet for basement construction. Supporting the home off of the ground keeps it away from moisture that could cause damage. In coastal areas where the soil is sandy, a crawl space can alleviate potential basement problems, like excessive water buildup that could put pressure on basement walls. Crawl spaces are also sometimes preferred in construction when a basement is too costly. Installing a crawl space is cheaper than installing a basement. A basement is a popular type of foundation that can add space and functionality to a home. Basements are often used as storage space, living areas, or both. A basement combines elements of a slab and crawl space. The floor in a basement is very similar to slab concrete, and the support system used under the basement floor is the same as what is used in a crawl space. Although basements can be a great addition to a home, they cannot be built in areas with high moisture levels or unsettled soil. They also happen to be the most expensive type of foundation to build. Crawl Space Solutions for Common ProblemsProblem: MoistureHomes with poor ventilation are more susceptible to crawl space issues than others. Without regular evaluation and crawl space maintenance, you may not know there is a problem until it’s too late. Signs of excessive moisture throughout the home are often readily noticeable, but signs of moisture in your crawl space may be harder to detect. Unfortunately, moisture in a crawl space can be just as problematic, causing complications such as mildew, dust mites, mold, and wood rot. When there is nowhere left for moisture to go within a crawl space, it can then travel into your insulation, flooring, and walls to create even larger problems. Crawl spaces with exposed dirt most commonly have trouble with an excess of moisture. Solution: Vapor BarrierA vapor barrier is one of the best ways to protect your home against the encroachment of moisture. Essentially a large plastic sheet placed over the base of a crawl space, vapor barriers are intended to fully cover any exposed dirt. While this doesn’t completely eliminate moisture, it does slow the process significantly. At 50 to 70 cents per square foot, sheet plastic is a cost-effective barrier for moisture in your crawl space. A vapor barrier can be a DIY project if you’re willing to get down and dirty, but the labor that goes into covering the entire ground area can be challenging to accomplish on your own. You’ll need a friend to help you pass the rolls of sheet plastic back and forth through the crawl space, or if this sounds too labor-intensive, a professional contractor may be the way to go. Solution: EncapsulationIf a vapor barrier alone isn’t enough to tame moisture and ventilation problems, encapsulation can be a great alternative. The first step in this process involves a vapor barrier coupled with sealing tape and coverage of walls and ceiling areas. A complete encapsulation includes drain tile, a sump pit and pump, concrete, insulation, and a dehumidifier to properly condition the air. While placing a vapor barrier can be done independently, encapsulation is best handled by a professional. The installation process takes expertise, and installing a dehumidifier is best left to a trained technician. Hiring a contractor for this work costs about $5,500 on average Problem: Energy LossA crawl space isn’t a livable part of the home, but insulation is still important to keep the heat in. Crawl spaces can be a major source of energy loss. If you find yourself running your furnace all winter long, driving up high energy bills, yet still feel cold on the ground floor of your home, your crawl space could be the issue. If your crawl space isn’t properly insulated from the cold, you could be wasting energy and driving up your utility bills. If you want to live more sustainably and save money on heating bills, you should consider insulating your crawl space. Solution: InsulationInsulating your crawl space depends on the general climate in your area. In warm or dry areas, insulation can be limited to just the area between the floor joists. However, in subfreezing temperatures, insulating the walls and sealing off the crawl space is most effective. A professional can evaluate the state of your crawl space, make a recommendation, and handle the insulation process. Problem: PestsRodents and insects can be a problem anywhere in your home, and a crawl space is no exception. Crawl spaces can easily become a dwelling for pests if they are not properly maintained. Since most homeowners do not spend much time in their crawl space, it may be harder to determine if there is a pest problem. Pests such as mice, rats, termites, carpenter ants, spiders and more have the ability to damage insulation, crawl through vapor barriers, dig into wood, and even tunnel into your main living spaces. Solution: Pest ControlProper crawl space maintenance, including encapsulation, can keep your property safe from pests. When all entrances and exits are sealed, the possibility of rodents and insects gaining entry to your home is almost impossible. If you do see signs of pests, partnering with an exterminator can treat problems at the source. Crawl Space Inspection ChecklistA crawl space inspection is typically included in a standard home inspection when buying or selling a house. This is an area where issues tend to arise and can throw a wrench in the home sale. Both home sellers and buyers should be aware of the state of the crawl space in order to mitigate any potential problems prior to the sale. Here are the red flags that professionals look for during a crawl space inspection:
As a seller, you may want to have your crawl space inspected prior to listing it on the housing market. That way you are aware of any issues and can have them fixed before the sale, or adjust the sale price accordingly As a homeowner, maintaining your crawl space is critical to the health and longevity of your home. That means doing an annual inspection and attending to problems as they arise, as well as taking preventative measures to keep your house healthy. If crawling under your home doesn’t seem like fun, you can always partner with the pros and hire someone to ensure your crawl space is in good hands. With these tips and fixes, you can be sure the foundational part of your home is properly maintained for years to come. The post Crawl Space Maintenance: Insulation, Ventilation, and Encapsulation appeared first on Redfin | Real Estate Tips for Home Buying, Selling & More. from https://www.redfin.com/blog/crawl-space-care/
When I first started my rental property journey I thought it would be amazing when I hit $10,000 a month in income from them. I passed that up a while ago and have kept going. Let me tell you, it was pretty amazing to hit that milestone and know that no matter what else happens ... Read more
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